(9 September 2025 – Global) Mastercard has introduced its On-Demand Decisioning (ODD) tool, giving financial institutions greater control over authorisation outcomes directly on its network.
The system uses a customisable rules engine that enables issuers to automate and enforce business policies in real time — delivering instant approvals or declines to better align with their consumer experience strategies.
“Security, flexibility, and reliability are table stakes for any digital experience,” said Laura Quevedo, EVP, fraud and decisioning solutions at Mastercard. “It’s important that financial institutions can meet those needs. ODD is a great example of the ways we empower them to do just that with greater agility — it’s a game-changer for decisioning across the industry.”