(19 January 2026 – Indonesia) PT Bank Negara Indonesia (BNI) has accelerated customer onboarding by 25 percent, reduced approval timelines and increased customer acquisition by 10 percent by unifying its trade finance operations on Finastra’s Trade Innovation platform.
The deployment replaces multiple legacy systems with a centralised platform hosted in Jakarta, providing a single source of truth for trade finance reporting while supporting local regulatory requirements in overseas markets. BNI is completing the migration of nine international locations from standalone local instances to a centralised system as part of its broader trade modernisation program.
Trade finance remains a process-intensive business for banks, often constrained by fragmented systems, manual compliance checks, and long turnaround times. By consolidating operations onto a single platform, BNI aims to improve speed, transparency, and scalability while positioning itself to integrate more effectively with FinTech and AI partners as digital trade volumes grow.
“Trade finance is incredibly complex, and when you step back, it’s easy to see why. Moving goods across borders, exchanging critical financial documents, and orchestrating countless moving parts is no small task. Technology is making global commerce more efficient than ever, but it still relies on deep collaboration and, above all, trust” stated Finastra Global Program Lead, Lending, Guy Poxon.
“By consolidating multiple legacy systems into a modern, scalable solution, BNI is streamlining compliance, enabling real-time processing, and setting the foundation for advanced analytics and future collaboration with Fintechs. This transformation strengthens BNI’s ability to deliver faster, smarter trade services across its regional footprint and positions the bank for continued innovation” Poxon added.
“Modernising trade finance is essential for banks to serve their customers faster and to collaborate effectively with FinTech and AI innovators. Working with BNI, we delivered a scalable, centralised platform that streamlines compliance, enhances straight-through processing, and supports rapid product innovation across the bank’s regional footprint” commented Finastra EVP for Lending, Andrew Bateman.