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BofE and BIS Develop System to Monitor the Backing of Stablecoins

UK, United Kingdom
Bank of England, Bank of International Settlements
Regulatory & Government, Technology

(1 August 2024 – United Kingdom) The Bank of England and the BIS Innovation Hub have developed a system providing supervisors with near real-time data on stablecoins’ liabilities and backing assets.

Stablecoins, with a market cap of around $162 billion, are a rapidly growing sector but still largely unregulated.

Last year, the BIS Innovation Hub in London and the BofE embarked on Project Pyxtrial to explore how technology can help regulators monitor asset-backed stablecoins’ balance sheets, providing insight into whether the backing assets exceed their liabilities at all times.

The partners have now developed a prototype data analytics pipeline for data collection, storage, and analysis. This system enables more frequent, fully automated reporting, enhancing monitoring efficiency. Its modular design allows it to be repurposed for monitoring other asset-backed tokenised products.

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