East & Partners

CBA lowers interest rates on business loans

(12 August 2025 – Australia) The Commonwealth Bank has responded to the Reserve Bank of Australia’s cash rate decision, reducing rates on eligible variable-rate business loans.

Following the Reserve Bank of Australia’s (RBA) decision to decrease the official cash rate by 0.25% per annum (p.a.), CBA will decrease rates by 0.25% p.a. on eligible variable-rate business lending products.

The rate reduction will apply to CBA Business Bank’s Variable Base Rate, Residential Equity Rate, and Overdraft Reference Rate, flowing through to eligible variable-rate business lending products including BetterBusiness Loans and Business Overdrafts.

These changes will be effective 22 August 2025.

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