(31 July 2025 – United States) Citi is scaling up its tokenisation and automation capability as corporate treasuries increasingly seek global cash visibility and real-time liquidity management capability.
The group’s latest digital services release seeks to alleviate operational constraints associated with restrictive trading cut-off times, public holidays and regional time zones. Best-in-class treasury operations are characterised by robust forecasting capabilities and a centralised liquidity pool according to Citi’s research. This has put pressure on banks to innovate and meet the evolving needs of clients.
“Citi follows US law as a US domiciled bank, but we also work closely with global regulators in key markets like the UK, Singapore, and the EU. In each jurisdiction, we ensure regulatory compliance before launching new services. For example, Citi Token Services for Cash (CTS) operates in the US, UK, and Singapore, aligning with regional regulatory frameworks” commented Citi Head of Digital Assets for Citi’s Treasury and Trade Solutions, Ryan Rugg for the Citi Institute Podcast series.
“With CTS, payments move 24/7/365, eliminating inefficiencies. For example, during Chinese New Year, a client was able to move funds between Singapore and the US when local markets were closed, ensuring payments weren’t interrupted. We’re just scratching the surface of what’s possible.”
“Tokenization is reshaping financial services, especially in areas like the efficient issuance of digital bonds, custody settlement, and tokenizing traditional assets like bonds, real estate, and money markets. It can enable the instantaneous movement of assets as well as liquidity and payments. We talk about the ‘holy grail’ being atomic settlement – instant trade & payment clearance. Instead of relying on multiple intermediaries, tokenization could allow assets to settle in real time without intermediaries or messaging delays.”