(18 March 2026 – Latin America) Santander and Visa have introduced Latin America’s first end-to-end payment system powered by AI agents, marking a significant step toward autonomous commerce.
Powered by Visa Intelligent Commerce, the solution enables AI-driven agents to initiate and complete transactions on behalf of users, reducing friction in digital payments. This milestone demonstrates secure, AI‑assisted transactions and establishes a scalable foundation for agentic commerce adoption across the region.
AI agents successfully completed the purchase of books across Argentina, Chile, Mexico and Uruguay, while in Brazil the transaction involved the purchase of chocolates, providing a tangible proof point of cross-market execution.
“The pilot with Santander marks a defining moment for commerce in Latin America. Through Visa Intelligent Commerce, we’re laying the foundation for AI-driven transactions that are secure, seamless and built for scale — ensuring every player in the ecosystem is ready for what comes next” said Visa Latin America and the Caribbean Head of Growth Products and Partnerships, Catalina Tobar.
“This is a major step toward making AI-assisted shopping a practical reality. By testing real transactions, we demonstrated how these technologies act as enablers of secure, interoperable agentic commerce that maintains strong consumer protections and issuer controls” commented Banco Santander Global Head of Cards and Digital Solutions, Matías Sánchez.
“This opens the door to new use cases such as automated subscriptions, smart procurement, and real-time financial decision-making. For the fintech industry, this represents the early stages of a broader transformation toward “agentic finance” where AI becomes an active participant in financial ecosystems. As adoption grows, this model could redefine how consumers and businesses interact with money” stated Fintech Wrap Up CEO Sam Boboev.