(22 September 2025 – Australia) ScotPac has released a new credit facility enabling businesses to access funding on-demand as Affinity Equity Partners selects an investment bank to review exit options for one of the largest non-bank lenders to SMEs.
The flexible Line of Credit ranges from A$50,000 to A$500,000 with eligible enterprises able to borrow up to 150 percent of average monthly receivables and interest charged only on the value drawn-down. Borrowers can access the facility online and make weekly payments on the debt with no hidden fees.
All exit routes including an initial public offering (IPO) are possible with UBS understood to be pitching ScotPac as a A$1 billion-plus business with a A$3 billion loan book and more than 9000 customers based on comparable multiples in the sector.
“Every business faces cash flow demands. That’s why we’ve introduced a Line of Credit that puts business owners firmly in control of their cash flow. This product aims to empower business owners with access to fast, transparent finance when they need it most. SMEs can move at their own pace, safe in the knowledge they will only pay for the funds they use. Whether it’s covering payroll, purchasing stock, paying down debt, or seizing a growth opportunity, ScotPac’s Line of Credit puts the funds that businesses need within easy reach” commented ScotPac CEO Jon Sutton.