(2 April 2026 – United States) SoFi Technologies has launched SoFi Big Business Banking, a new offering that enables companies to manage both traditional and digital asset banking from a single, nationally chartered bank that operates around the clock, every day of the year.
The platform combines direct access to the Federal Reserve with modern, API-driven capabilities, allowing businesses to hold deposits, make payments and settle transactions in fiat currency, SoFiUSD, or selected cryptocurrencies in real time.
SoFi believes the offering addresses a fundamental limitation of legacy banking, which typically operates within standard business hours, ill-suited to the demands of global, always-on commerce.
Key features include regulated business deposit accounts, 24/7 payment infrastructure, support for the minting and burning of SoFiUSD, SoFi’s own stablecoin, and a unified interface for managing both traditional and digital asset activity.
The platform is expected to leverage the Solana blockchain, alongside other networks.
The launch is backed by a founding cohort of industry participants, including Cumberland, Bullish, BitGo, B2C2, Fireblocks, Wintermute, Galaxy, Jupiter, Mesh Payments and Mastercard, all of which will utilise SoFi’s regulated infrastructure to develop next-generation financial services.
Anthony Noto, Chief Executive of SoFi, said the platform is designed to give businesses a single regulated partner for all money movement needs, removing reliance on multiple fiat and crypto providers.